Savings Rates

Effective 4 January 2010

Shares (paid & compounded quarterly)
Rate
APY
$75,000 and above
.45%
.45%
$100 to $74,999*
.35%
.35%
Share Drafts (paid monthly)
.10%
.10%
Christmas Club
.45%
.45%
IRA
.60%
.60%
Non-Personal Account
.10%
.10%
*Minimum balance to earn dividend: $100.00
The rates quoted reflect the Annual Percentage Yield. The APY is shown on your statement.

Share Certificates
Minimum $500
6 months
1.30%
1.31%
12 months
1.40%
1.41%
18 months
1.60%
1.61%
24 months
1.70%
1.71%

Minimum $10,000
6 months
1.40%
1.41%
12 months
1.50%
1.51%
18 months
1.70%
1.71%
24 months
1.80%
1.81%

IRA Certificates (new)
$1,000 Minimum
12 months
1.50%
1.51%
18 months
1.70%
1.71%
24 months
1.80%
1.81%
36 months
2.00%
2.02%
48 months
2.25%
2.27%
60 months
2.35%
2.37%
Share Certificate rates could change monthly.

This institution is not federally insured, and if the institution fails, the Federal Government does not
guarantee that depositors will get their money back.


 
   
 
 
 
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