Savings Rates

Effective 1 April 2008

Shares (paid & compounded quarterly)
Rate
APY
$75,000 and above
1.25%
1.26%
$100 to $74,999*
.85%
.85%
Share Drafts (paid monthly)
.30%
.30%
Christmas Club
.85%
.85%
IRA
1.50%
1.51%
Non-Personal Account
.25%
.25%
*Minimum balance to earn dividend: $100.00
The rates quoted reflect the Annual Percentage Yield. The APY is shown on your statement.

Share Certificates
Minimum $500
6 months
3.00%
3.03%
12 months
3.40%
3.44%
18 months
3.55%
3.60%
24 months
3.65%
3.70%

Minimum $10,000
6 months
3.25%
3.29%
12 months
3.50%
3.55%
18 months
3.60%
3.65%
24 months
3.70%
3.75%

IRA Certificates (new)
Minimum $1,000
12 months
3.45%
3.49%
18 months
3.60%
3.65%
24 months
3.75%
3.80%
36 months
3.98%
4.04%
48 months
4.15%
4.22%
60 months
4.25%
4.32%
Share Certificate rates could change monthly.

“This institution is not federally insured, and if the institution fails, the Federal Government does not
guarantee that depositors will get back their money.”


 
   
 
 
 
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